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Keeping a Low COVID Mortgage After Divorce: The “Cheap Rate” Might Actually Be Costing You More

by Karla Kyte | Feb 18, 2026 | Mortgage Rates

One of the most common debates I see in divorce goes something like this: “I have a 2.75% mortgage. I cannot give that up.” And I get it. Those ultra-low COVID interest rates feel like gold. But here’s the problem: Focusing only on the interest rate often causes...

A “Good” Attorney vs. a “Bad” Attorney in Divorce: What People Really Mean—and Why Strategy Matters

by Karla Kyte | Feb 12, 2026 | You Need Strategy

This isn’t the most common question I get directly. But it is one of the most common requests I see in divorce-related social media groups: “Can anyone recommend a good divorce attorney?” Usually followed by something like: “Someone who can deal with a difficult or...

Facilitating a Loan Assumption After Divorce: Why You Need a Specialist in Your Corner

by Karla Kyte | Feb 10, 2026 | Why MDMP

When you bought your home or refinanced, you didn’t do it alone. You had a loan officer guiding the process—structuring the file, explaining documentation, translating underwriting requirements, and pushing the transaction across the finish line. But when it comes to...

Understanding the Appraiser’s Role in Divorce: Why Accurate Home Valuation Matters More Than You Think

by Karla Kyte | Feb 3, 2026 | Homeownership

Understanding the Appraiser’s Role in Divorce: Why Accurate Home Valuation Matters More Than You Think When you’re navigating a divorce, one of the most emotionally charged and financially impactful questions is: What is the home really worth? Determining fair market...

Understanding Mortgage Interest Deduction vs. Standard Deduction (Important IRS Rules)

by Karla Kyte | Jan 29, 2026 | Homeownership

📌 Mortgage Interest Is Only Deductible if You Itemize To benefit from the mortgage interest write‑off, you must itemize deductions on your federal tax return (Schedule A of Form 1040). If your total itemized deductions — including mortgage interest, property taxes,...
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