by Karla Kyte | Dec 30, 2025 | Mortgage Qualification
If you’re self-employed and going through divorce, understanding how your income is evaluated for a mortgage is critical — and it’s one of the most common places where divorce settlements fall apart after the fact. What many people don’t realize is that lenders are...
by Karla Kyte | Dec 26, 2025 | Homeownership
One of the biggest misconceptions people have during divorce is the belief that there is one “right” housing decision. For many divorcing homeowners, the reality is far more complex. Some people truly have very limited options. In certain situations, there may be no...
by Karla Kyte | Dec 23, 2025 | Homeownership
Divorce can disrupt nearly every part of your life—but if you understand the Garn–St. Germain Act, your mortgage doesn’t have to be one of them. This federal law can be a powerful tool for divorcing homeowners who want to stay in their home and avoid refinancing at a...
by Karla Kyte | Dec 18, 2025 | You Need Strategy
Yes—but only with proper structure and strategy. Buying a home before your divorce is finalized can be legal, strategic, and stabilizing. But it’s also one of the most misunderstood moves in divorce real estate—and it’s easy to get it wrong. This isn’t about finding a...
by Karla Kyte | Dec 16, 2025 | You Need Strategy
Let’s be clear: If you never plan to own a home in your life—then no, you probably don’t need me. But if you’re going through divorce and homeownership is anywhere in your future, there’s a high likelihood you do need divorce mortgage planning—whether you realize it...