Is Your Lender Telling You No? Why That Might Not Be the Final Answer

by Karla Kyte | Dec 16, 2025 | You Need Strategy

Divorce is overwhelming. When you’re also trying to keep—or qualify for—a mortgage, it can feel like every door is closing. Maybe your lender says you can’t assume the mortgage. Or that you don’t qualify to buy your spouse out. Or that you have to refinance. Here’s...

Why You Need a Divorce Team: Key Experts to Protect Your Finances, Home, and Future

by Karla Kyte | Dec 9, 2025 | You Need Strategy

If you’re navigating a divorce, one of the most costly mistakes you can make is trying to do it alone—or assuming that a single professional, like your attorney, can handle everything. The truth is: divorce is more than a legal event. It’s a financial, emotional, and...

Divorce Season: Why Consultations Surge—and What Homeowners Must Know

by Karla Kyte | Dec 4, 2025 | You Need Strategy

By Karla Kyte, CDLP® | My Divorce Mortgage Planning | Denver, CO Every January, a predictable pattern sets in: divorce consultations surge. Not because something dramatic happens after the holidays—but because people are ready. They’ve made the decision, or are close...

Divorce and Credit Scores: What Debts Really Count Against You When Qualifying for a Mortgage

by Karla Kyte | Dec 2, 2025 | Mortgage Qualification

By Karla Kyte, CDLP®, CMA, REM-S Founder, My Divorce Mortgage Planning | Certified Divorce Lending Professional Divorce is messy enough without misinformation clouding your financial future. One of the most misunderstood areas—by consumers and lenders alike—is how...

Capital Gains in Divorce: The Tax Trap Most Couples Miss When Dividing the Marital Home

by Karla Kyte | Nov 25, 2025 | You Need Strategy

Divorcing in Colorado? Capital gains on the marital home can create huge tax surprises. Learn how to avoid them with expert divorce mortgage planning. Capital Gains in Divorce: The Tax Trap Most Couples Miss When Dividing the Marital Home After 28 years in the...