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Gray Divorce Is a Financial Rebuild — Not Just a Divorce

by Karla Kyte | Mar 3, 2026 | Gray Divorce, Why MDMP

Gray divorce — divorce after age 50 — is one of the fastest-growing divorce trends in the United States. But divorcing later in life is not just the end of a marriage. It is a complete financial rebuild at a stage when there is less time to recover from mistakes....

When Debt Awarded in Divorce Is Not Counted for Mortgage Qualification

by Karla Kyte | Feb 26, 2026 | Mortgage Qualification

One of the most confusing parts of divorce and mortgages is this: A divorce decree does not remove you from a debt — but a lender may still choose not to count that debt when qualifying you for a mortgage. Both statements can be true at the same time. This disconnect...

Why a Divorce Decree Does Not Remove You From a Mortgage or Other Joint Debt

by Karla Kyte | Feb 24, 2026 | Why MDMP

Why a Divorce Decree Does Not Remove You From a Mortgage One of the most common and dangerous misunderstandings in divorce is this: Many people believe that once a divorce decree assigns responsibility for a mortgage or other debt, they are no longer tied to that...

Doctor Loans, Divorce, and the Hidden Risk of Low Down Payments

by Karla Kyte | Feb 20, 2026 | Mortgage Qualification

Doctor loans are often marketed as an ideal solution for high-income professionals. They allow physicians to purchase homes with very low down payments, often as little as 5%, while avoiding private mortgage insurance and preserving cash for other priorities. But when...

VA Loans, Divorce, and the Risk No One Talks About

by Karla Kyte | Feb 19, 2026 | You Need Strategy

VA loans are one of the most powerful home-buying benefits available to veterans and active-duty service members. The ability to purchase a home with 100% financing is an incredible advantage, especially for buyers who don’t want to drain savings for a down payment....
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