by Karla Kyte | Jun 9, 2026 | Homeownership
One of the most common mistakes I see in divorce negotiations involves the timeline for refinancing or removing a spouse from the mortgage. Many people believe that if their name remains on the marital mortgage after divorce, they won’t be able to qualify to buy...
by Karla Kyte | May 5, 2026 | Homeownership
When people think about qualifying for a mortgage after divorce, they usually focus on one thing: Income. How much support will I receive? Will I make enough to qualify? But there’s another piece—one that can completely derail homeownership plans: Credit. It’s Not...
by Karla Kyte | Feb 3, 2026 | Homeownership
Understanding the Appraiser’s Role in Divorce: Why Accurate Home Valuation Matters More Than You Think When you’re navigating a divorce, one of the most emotionally charged and financially impactful questions is: What is the home really worth? Determining fair market...
by Karla Kyte | Jan 29, 2026 | Homeownership
📌 Mortgage Interest Is Only Deductible if You Itemize To benefit from the mortgage interest write‑off, you must itemize deductions on your federal tax return (Schedule A of Form 1040). If your total itemized deductions — including mortgage interest, property taxes,...
by Karla Kyte | Dec 26, 2025 | Homeownership
One of the biggest misconceptions people have during divorce is the belief that there is one “right” housing decision. For many divorcing homeowners, the reality is far more complex. Some people truly have very limited options. In certain situations, there may be no...
by Karla Kyte | Dec 23, 2025 | Homeownership
Divorce can disrupt nearly every part of your life—but if you understand the Garn–St. Germain Act, your mortgage doesn’t have to be one of them. This federal law can be a powerful tool for divorcing homeowners who want to stay in their home and avoid refinancing at a...
