by Karla Kyte | Jun 11, 2026 | You Need Strategy
In many divorces, one spouse needs additional time to refinance a mortgage, complete a loan assumption, or remove the other spouse from a joint debt. When that happens, I often hear the spouse leaving the debt ask: “What happens if they stop making the...
by Karla Kyte | May 28, 2026 | You Need Strategy
One of the most common assumptions in divorce is that if the court orders the marital home to be sold, the problem is solved. The house gets listed. The house sells. The mortgage gets paid off. Everyone moves on. But what happens when the home doesn’t sell?...
by Karla Kyte | May 26, 2026 | You Need Strategy
When a divorcing couple owns a home together, many people assume that refinancing is automatically required if one spouse is going to keep the property. In reality, one of the simplest real estate scenarios in divorce occurs when both spouses are on title, but only...
by Karla Kyte | May 13, 2026 | You Need Strategy
Today was a perfect example of why this matters. I had one client approved for a release of liability (loan assumption)… and another denied. And I’ll be honest— the denial wasn’t surprising. But that’s exactly the point. Assumable Doesn’t Mean Approved There’s a big...
by Karla Kyte | Apr 29, 2026 | You Need Strategy
I understand the hesitation. You’re going through a divorce, and you’re looking at a 2.75% interest rate thinking: “Why would we ever give this up?” And in an amicable situation, it can feel like the easiest solution is: One person stays in the home Both names stay on...
by Karla Kyte | Apr 16, 2026 | You Need Strategy
If you’re going through a divorce, it’s easy to think: “I just need to get through this… I’ll figure everything else out later.” Especially when it comes to homeownership. But this is where a lot of people make a costly mistake. Because what you decide during the...
