by Karla Kyte | May 14, 2026 | Mortgage Qualification
One of the biggest surprises divorcing homeowners face is this: The appraisal used during the divorce process often cannot be used by the mortgage lender later. And unfortunately, this issue can create major problems when it comes time to refinance, buy out an...
by Karla Kyte | May 13, 2026 | You Need Strategy
Today was a perfect example of why this matters. I had one client approved for a release of liability (loan assumption)… and another denied. And I’ll be honest— the denial wasn’t surprising. But that’s exactly the point. Assumable Doesn’t Mean Approved There’s a big...
by Karla Kyte | May 7, 2026 | Mortgage Qualification
If you’re going through a divorce and planning to return to work—or increase your income—there’s something important to understand: Not all income is treated the same when it comes to mortgage qualification. And the choices you make when taking a job can directly...
by Karla Kyte | May 5, 2026 | Homeownership
When people think about qualifying for a mortgage after divorce, they usually focus on one thing: Income. How much support will I receive? Will I make enough to qualify? But there’s another piece—one that can completely derail homeownership plans: Credit. It’s Not...
by Karla Kyte | Apr 30, 2026 | Why MDMP
One of the biggest reasons divorce cases come back after final decree? The property agreement doesn’t actually work. Not because it was poorly written— but because it wasn’t aligned with lending guidelines. Where Agreements Break Down On paper, many property...
