Our Blogs
Understanding the Appraiser’s Role in Divorce: Why Accurate Home Valuation Matters More Than You Think
Understanding the Appraiser’s Role in Divorce: Why Accurate Home Valuation Matters More Than You Think When you’re navigating a divorce, one of the most emotionally charged and financially impactful questions is: What is the home really worth? Determining fair market...
Understanding Mortgage Interest Deduction vs. Standard Deduction (Important IRS Rules)
📌 Mortgage Interest Is Only Deductible if You Itemize To benefit from the mortgage interest write‑off, you must itemize deductions on your federal tax return (Schedule A of Form 1040). If your total itemized deductions — including mortgage interest, property taxes,...
Collaborative Divorce: What It Is, What It Isn’t, and What People Need to Understand
Collaborative divorce is often described as the best way to get divorced — and in many cases, I agree. But it’s also one of the most misunderstood divorce processes, especially when it comes to cost, expectations, and commitment. Before choosing a collaborative...
Do Divorcing Clients Really Have to Wait Until the Final Decree to Buy a Home?
Many Realtors are told — often by well-meaning lenders — that a divorcing client cannot buy a home until the divorce is finalized. But that guidance is not always accurate. In many cases, the issue is not the divorce itself — and it’s not a lending rule. The real...
The Double Standard No One Wants to Talk About: When Women Are the Higher Earner in Divorce
There is a conversation happening quietly—and sometimes uncomfortably—inside divorce proceedings that doesn’t get talked about nearly enough. And as a woman, a mortgage professional, and someone who has been the primary income earner in my own household for many...
Needing a Co-Signer After Divorce Isn’t Failure — It’s Strategy
If you’re going through a divorce and struggling to qualify for a mortgage, you’re not alone — and you’re not doing anything wrong. One of the most emotionally charged topics I navigate with divorcing clients, especially those in their 40s and 50s, is the idea of...
Divorce and the Mortgage: What I Do, What You Get, and Why It Matters
If You're Divorcing and Own a Home, Read This First Divorce disrupts everything, and housing is often the biggest financial and emotional decision on the table. Should you keep the home? Sell it? Assume the mortgage? Qualify to buy something new? These are not...
CDFA vs. CDLP: What’s the Difference—And Why You Might Need Both During Divorce
Divorce Comes with Decisions. Big Ones. Especially when real estate and retirement accounts are involved. Especially when your income is complex. Especially when you want to keep the house but aren’t sure if you can. In this fog of legal documents, emotional...
Co-Signers in Divorce: What You’re Really Asking — and Why It Sometimes Makes Sense
Going through divorce often means navigating financial decisions you never expected to face — including the possibility of needing a co-signer to move forward. For many people, that idea alone feels uncomfortable. By the time someone is going through divorce, they are...
Self-Employment Income and Divorce: Why Qualifying for a Mortgage Is More Complicated Than You Think
If you’re self-employed and going through divorce, understanding how your income is evaluated for a mortgage is critical — and it’s one of the most common places where divorce settlements fall apart after the fact. What many people don’t realize is that lenders are...