CDFA vs. CDLP: What’s the Difference—And Why You Might Need Both During Divorce

by Karla Kyte | Jan 7, 2026 | You Need Strategy

Divorce Comes with Decisions. Big Ones. Especially when real estate and retirement accounts are involved. Especially when your income is complex. Especially when you want to keep the house but aren’t sure if you can. In this fog of legal documents, emotional...

Co-Signers in Divorce: What You’re Really Asking — and Why It Sometimes Makes Sense

by Karla Kyte | Jan 6, 2026 | You Need Strategy

Going through divorce often means navigating financial decisions you never expected to face — including the possibility of needing a co-signer to move forward. For many people, that idea alone feels uncomfortable. By the time someone is going through divorce, they are...

Self-Employment Income and Divorce: Why Qualifying for a Mortgage Is More Complicated Than You Think

by Karla Kyte | Dec 30, 2025 | Mortgage Qualification

If you’re self-employed and going through divorce, understanding how your income is evaluated for a mortgage is critical — and it’s one of the most common places where divorce settlements fall apart after the fact. What many people don’t realize is that lenders are...

Homeownership After Divorce: Understanding Your Housing Options

by Karla Kyte | Dec 26, 2025 | Homeownership

One of the biggest misconceptions people have during divorce is the belief that there is one “right” housing decision. For many divorcing homeowners, the reality is far more complex. Some people truly have very limited options. In certain situations, there may be no...

How the Garn–St. Germain Act Protects Your Mortgage in Divorce (And Where It Doesn’t)

by Karla Kyte | Dec 23, 2025 | Homeownership

Divorce can disrupt nearly every part of your life—but if you understand the Garn–St. Germain Act, your mortgage doesn’t have to be one of them. This federal law can be a powerful tool for divorcing homeowners who want to stay in their home and avoid refinancing at a...