by Karla Kyte | Apr 21, 2026 | Mortgage Qualification
Most people assume the answer is no. They think: “I have to wait until the divorce is finalized… then I’ll figure out where I’m going to live.” And to be honest—most lenders will tell you the same thing. But that’s not always accurate. I’ve helped numerous clients...
by Karla Kyte | Feb 26, 2026 | Mortgage Qualification
One of the most confusing parts of divorce and mortgages is this: A divorce decree does not remove you from a debt — but a lender may still choose not to count that debt when qualifying you for a mortgage. Both statements can be true at the same time. This disconnect...
by Karla Kyte | Feb 20, 2026 | Mortgage Qualification
Doctor loans are often marketed as an ideal solution for high-income professionals. They allow physicians to purchase homes with very low down payments, often as little as 5%, while avoiding private mortgage insurance and preserving cash for other priorities. But when...
by Karla Kyte | Dec 30, 2025 | Mortgage Qualification
If you’re self-employed and going through divorce, understanding how your income is evaluated for a mortgage is critical — and it’s one of the most common places where divorce settlements fall apart after the fact. What many people don’t realize is that lenders are...
by Karla Kyte | Dec 2, 2025 | Mortgage Qualification
By Karla Kyte, CDLP®, CMA, REM-S Founder, My Divorce Mortgage Planning | Certified Divorce Lending Professional Divorce is messy enough without misinformation clouding your financial future. One of the most misunderstood areas—by consumers and lenders alike—is how...
by Karla Kyte | Oct 9, 2025 | Mortgage Qualification
Support income is often central to staying in homeownership after divorce. But here’s what many people don’t realize: Even if support payments are legally structured or seem generous on paper, they might not help you qualify for a mortgage. In fact, assuming the...
