by Karla Kyte | Mar 5, 2026 | Mortgage Qualification
One of the most common challenges I see in gray divorce is what I call the career pause problem. This usually happens in marriages where there were children involved. At some point, a decision was made — often mutually — that one person would step back from their...
by Karla Kyte | Feb 26, 2026 | Mortgage Qualification
One of the most confusing parts of divorce and mortgages is this: A divorce decree does not remove you from a debt — but a lender may still choose not to count that debt when qualifying you for a mortgage. Both statements can be true at the same time. This disconnect...
by Karla Kyte | Feb 20, 2026 | Mortgage Qualification
Doctor loans are often marketed as an ideal solution for high-income professionals. They allow physicians to purchase homes with very low down payments, often as little as 5%, while avoiding private mortgage insurance and preserving cash for other priorities. But when...
by Karla Kyte | Dec 30, 2025 | Mortgage Qualification
If you’re self-employed and going through divorce, understanding how your income is evaluated for a mortgage is critical — and it’s one of the most common places where divorce settlements fall apart after the fact. What many people don’t realize is that lenders are...
by Karla Kyte | Dec 2, 2025 | Mortgage Qualification
By Karla Kyte, CDLP®, CMA, REM-S Founder, My Divorce Mortgage Planning | Certified Divorce Lending Professional Divorce is messy enough without misinformation clouding your financial future. One of the most misunderstood areas—by consumers and lenders alike—is how...
by Karla Kyte | Oct 9, 2025 | Mortgage Qualification
Support income is often central to staying in homeownership after divorce. But here’s what many people don’t realize: Even if support payments are legally structured or seem generous on paper, they might not help you qualify for a mortgage. In fact, assuming the...
