Our Blogs
The Double Standard No One Wants to Talk About: When Women Are the Higher Earner in Divorce
There is a conversation happening quietly—and sometimes uncomfortably—inside divorce proceedings that doesn’t get talked about nearly enough. And as a woman, a mortgage professional, and someone who has been the primary income earner in my own household for many...
Needing a Co-Signer After Divorce Isn’t Failure — It’s Strategy
If you’re going through a divorce and struggling to qualify for a mortgage, you’re not alone — and you’re not doing anything wrong. One of the most emotionally charged topics I navigate with divorcing clients, especially those in their 40s and 50s, is the idea of...
Divorce and the Mortgage: What I Do, What You Get, and Why It Matters
If You're Divorcing and Own a Home, Read This First Divorce disrupts everything, and housing is often the biggest financial and emotional decision on the table. Should you keep the home? Sell it? Assume the mortgage? Qualify to buy something new? These are not...
CDFA vs. CDLP: What’s the Difference—And Why You Might Need Both During Divorce
Divorce Comes with Decisions. Big Ones. Especially when real estate and retirement accounts are involved. Especially when your income is complex. Especially when you want to keep the house but aren’t sure if you can. In this fog of legal documents, emotional...
Co-Signers in Divorce: What You’re Really Asking — and Why It Sometimes Makes Sense
Going through divorce often means navigating financial decisions you never expected to face — including the possibility of needing a co-signer to move forward. For many people, that idea alone feels uncomfortable. By the time someone is going through divorce, they are...
Self-Employment Income and Divorce: Why Qualifying for a Mortgage Is More Complicated Than You Think
If you’re self-employed and going through divorce, understanding how your income is evaluated for a mortgage is critical — and it’s one of the most common places where divorce settlements fall apart after the fact. What many people don’t realize is that lenders are...
Homeownership After Divorce: Understanding Your Housing Options
One of the biggest misconceptions people have during divorce is the belief that there is one “right” housing decision. For many divorcing homeowners, the reality is far more complex. Some people truly have very limited options. In certain situations, there may be no...
How the Garn–St. Germain Act Protects Your Mortgage in Divorce (And Where It Doesn’t)
Divorce can disrupt nearly every part of your life—but if you understand the Garn–St. Germain Act, your mortgage doesn’t have to be one of them. This federal law can be a powerful tool for divorcing homeowners who want to stay in their home and avoid refinancing at a...
Can You Buy a Home Before Your Divorce Is Final?
Yes—but only with proper structure and strategy. Buying a home before your divorce is finalized can be legal, strategic, and stabilizing. But it’s also one of the most misunderstood moves in divorce real estate—and it’s easy to get it wrong. This isn’t about finding a...
Do You Actually Need a Divorce Mortgage Consultant? Here’s the Truth.
Let’s be clear: If you never plan to own a home in your life—then no, you probably don’t need me. But if you’re going through divorce and homeownership is anywhere in your future, there’s a high likelihood you do need divorce mortgage planning—whether you realize it...