Our Blogs
VA Loans, Divorce, and the Risk No One Talks About
VA loans are one of the most powerful home-buying benefits available to veterans and active-duty service members. The ability to purchase a home with 100% financing is an incredible advantage, especially for buyers who don’t want to drain savings for a down payment....
Keeping a Low COVID Mortgage After Divorce: The “Cheap Rate” Might Actually Be Costing You More
One of the most common debates I see in divorce goes something like this: “I have a 2.75% mortgage. I cannot give that up.” And I get it. Those ultra-low COVID interest rates feel like gold. But here’s the problem: Focusing only on the interest rate often causes...
A “Good” Attorney vs. a “Bad” Attorney in Divorce: What People Really Mean—and Why Strategy Matters
This isn’t the most common question I get directly. But it is one of the most common requests I see in divorce-related social media groups: “Can anyone recommend a good divorce attorney?” Usually followed by something like: “Someone who can deal with a difficult or...
Facilitating a Loan Assumption After Divorce: Why You Need a Specialist in Your Corner
When you bought your home or refinanced, you didn’t do it alone. You had a loan officer guiding the process—structuring the file, explaining documentation, translating underwriting requirements, and pushing the transaction across the finish line. But when it comes to...
Understanding the Appraiser’s Role in Divorce: Why Accurate Home Valuation Matters More Than You Think
Understanding the Appraiser’s Role in Divorce: Why Accurate Home Valuation Matters More Than You Think When you’re navigating a divorce, one of the most emotionally charged and financially impactful questions is: What is the home really worth? Determining fair market...
Understanding Mortgage Interest Deduction vs. Standard Deduction (Important IRS Rules)
📌 Mortgage Interest Is Only Deductible if You Itemize To benefit from the mortgage interest write‑off, you must itemize deductions on your federal tax return (Schedule A of Form 1040). If your total itemized deductions — including mortgage interest, property taxes,...
Collaborative Divorce: What It Is, What It Isn’t, and What People Need to Understand
Collaborative divorce is often described as the best way to get divorced — and in many cases, I agree. But it’s also one of the most misunderstood divorce processes, especially when it comes to cost, expectations, and commitment. Before choosing a collaborative...
Do Divorcing Clients Really Have to Wait Until the Final Decree to Buy a Home?
Many Realtors are told — often by well-meaning lenders — that a divorcing client cannot buy a home until the divorce is finalized. But that guidance is not always accurate. In many cases, the issue is not the divorce itself — and it’s not a lending rule. The real...
The Double Standard No One Wants to Talk About: When Women Are the Higher Earner in Divorce
There is a conversation happening quietly—and sometimes uncomfortably—inside divorce proceedings that doesn’t get talked about nearly enough. And as a woman, a mortgage professional, and someone who has been the primary income earner in my own household for many...
Needing a Co-Signer After Divorce Isn’t Failure — It’s Strategy
If you’re going through a divorce and struggling to qualify for a mortgage, you’re not alone — and you’re not doing anything wrong. One of the most emotionally charged topics I navigate with divorcing clients, especially those in their 40s and 50s, is the idea of...