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Can You Assume Your Mortgage After Divorce? (Most People Get This Wrong)

by Karla Kyte | Aug 12, 2025 | Loan Assumption

One of the biggest myths I hear from divorcing homeowners is: “My lender told me I can’t assume the mortgage, so I’ll have to refinance.” The truth? In many divorce cases, you can assume the loan — even if it’s a Fannie Mae or Freddie Mac loan. It’s called a release...

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