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Why a Divorce Decree Does Not Remove You From a Mortgage or Other Joint Debt

by Karla Kyte | Feb 24, 2026 | Why MDMP

Why a Divorce Decree Does Not Remove You From a Mortgage One of the most common and dangerous misunderstandings in divorce is this: Many people believe that once a divorce decree assigns responsibility for a mortgage or other debt, they are no longer tied to that...

Doctor Loans, Divorce, and the Hidden Risk of Low Down Payments

by Karla Kyte | Feb 20, 2026 | Mortgage Qualification

Doctor loans are often marketed as an ideal solution for high-income professionals. They allow physicians to purchase homes with very low down payments, often as little as 5%, while avoiding private mortgage insurance and preserving cash for other priorities. But when...

VA Loans, Divorce, and the Risk No One Talks About

by Karla Kyte | Feb 19, 2026 | You Need Strategy

VA loans are one of the most powerful home-buying benefits available to veterans and active-duty service members. The ability to purchase a home with 100% financing is an incredible advantage, especially for buyers who don’t want to drain savings for a down payment....

Keeping a Low COVID Mortgage After Divorce: The “Cheap Rate” Might Actually Be Costing You More

by Karla Kyte | Feb 18, 2026 | Mortgage Rates

One of the most common debates I see in divorce goes something like this: “I have a 2.75% mortgage. I cannot give that up.” And I get it. Those ultra-low COVID interest rates feel like gold. But here’s the problem: Focusing only on the interest rate often causes...

A “Good” Attorney vs. a “Bad” Attorney in Divorce: What People Really Mean—and Why Strategy Matters

by Karla Kyte | Feb 12, 2026 | You Need Strategy

This isn’t the most common question I get directly. But it is one of the most common requests I see in divorce-related social media groups: “Can anyone recommend a good divorce attorney?” Usually followed by something like: “Someone who can deal with a difficult or...
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Recent Posts

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  • Why Attorneys Should Stop Sending Divorcing Clients to “Just Any Lender”
  • Why Your Divorce Appraisal May Not Work for a Mortgage Refinance
  • Divorce and Mortgage Assumptions: What’s Your Backup Plan?

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