by Karla Kyte | Jul 7, 2026 | Gray Divorce
One of the hardest conversations I have with clients doesn’t start with a mortgage. It starts with a confession. “I’ve never handled our finances.” Sometimes it’s followed by: “My spouse always paid the bills.”...
by Karla Kyte | Jun 25, 2026 | You Need Strategy
One of the biggest mistakes I see in divorce is focusing on a single number instead of the entire financial picture. Recently, I worked with a client who was determined to keep her current mortgage. And on the surface, it made perfect sense. Her interest rate was in...
by Karla Kyte | Jun 23, 2026 | You Need Strategy
One of the biggest misconceptions borrowers have about credit is believing that lenders can see their credit profile in real time. We can’t. In fact, when a mortgage lender pulls your credit report, we’re only seeing what your creditors most recently...
by Karla Kyte | Jun 16, 2026 | Why MDMP
One of the most common things I hear from divorcing homeowners is: “I’ve already talked to a lender.” My response is usually: “That’s great. But what question did you ask them?” Because when divorce is involved, the question...
by Karla Kyte | Jun 11, 2026 | You Need Strategy
In many divorces, one spouse needs additional time to refinance a mortgage, complete a loan assumption, or remove the other spouse from a joint debt. When that happens, I often hear the spouse leaving the debt ask: “What happens if they stop making the...