Supporting divorce professionals
and couples early in the divorce process,
because doing it right costs less than doing it over.
Affiliated with...
Planning for your future home
starts now.
The process of divorce too often leaves unwitting couples drained of resources, money, time, and energy.
And while we can’t promise to alleviate the pain of separation, we can promise to use our expertise to proactively advise divorce professionals and individuals toward decisions and agreements that will align with a future in homeownership.
We firmly believe that retaining or building homeownership during and after divorce should be top of mind–but it takes early, clear, and purposeful planning to get there.
My Divorce Mortgage Planning
helps people navigate divorce with personalized, expert guidance to safeguard and ensure a future in homeownership.
Are you a Family Law Attorney, Realtor, mediator, divorce coach, LLP, therapist, CDFA or CFPS?
You want the best for your clients, who look to you for advice throughout the divorce process. But it’s not always clear how to help your client qualify for a mortgage post-divorce.
That’s where we come in.
Are you an individual or couple considering divorce?
We work with you every step of the way, from the question of whether you can afford to keep your home through final decree to planning the best scenario for your future in homeownership.
No more sleepless nights. No more worrying or endless hours researching family law, IRS tax codes, and lending and real estate changes.
I'm a divorce professional.
Guideline changes, increased prices and skyrocketing rates over the last five years have all put divorcing individuals’ ability to retain or buy a home in jeopardy.
When you encourage your client to plan properly and partner with a divorce mortgage professional, you…
- Deliver what people are looking for: Tools and a plan to ensure homeownership. Happy clients = growing business.
- Partner with experts who get the details. Our knowledge of mortgage options and the process of divorce ensures that we retain a birds-eye view of where your client stands–and where they’re headed.
You show up in your area of expertise – and level up your business by partnering and connecting with us so we can work in ours.
I'm a divorcing individual.
We’ve seen it time and time again: A couple chooses to separate with one or both parties operating under the assumption that a generous spousal support payment, new job/income or a lump sum asset settlement will cover the cost of a mortgage…
Only to find out that underwriting doesn’t quite agree.
We know what t’s to cross and i’s to dot to ensure your goals are the priority in every agreement.
Trust us to sit beside you and:
- Consider every option available to you for keeping your home or buying a home after divorce
- Create your supportive, customized plan
- Help you make the best, most informed decisions for you and your family
And when you approach our team as a divorcing couple, we are most effective in your overall outcome, acting as a neutral party who ensures both of you remain in homeownership post-decree.
Meet Karla Kyte, CDLP
Founder | Certified Divorce Lending Professional
I am Karla Kyte, CDLP, and I believe in homeownership to my core.
Long after I went through my own divorce, I realized that remaining in homeownership had only been possible through my experience in mortgage lending and thoughtful, careful planning.
When I encountered the CDLP (Certified Divorce Lending Professional) program, I realized the importance of using my knowledge in this space to make it possible for others to retain or purchase a home, during and after divorce, through well-written separation agreements that properly allocate support payments, debt obligations, and more.
I founded My Divorce Mortgage Planning to operate with your best interests at heart. Every transaction. Every decision.
My professional background in residential mortgage lending provides the essential knowledge and perspective needed to guide divorcing couples through one of the most difficult moments in their lives. Extensive experience, providing continued education in divorce lending to Attorneys and Realtors, and masterminding with other Certified Divorce Lending Professionals (CDLPs) nationwide puts me at the innovative leading edge of collaboration and solutions.
Upcoming Courses & Webinars
2hr CE Divorce in Real-Estate and Lending for Realtors
Tuesday, August 20, 2024
Join us at Heritage Title! We will dive deep into the world of divorce, real estate, and lending, providing 2CE’s loaded with Value!
Working With Divorcing Clients | Sept 25th | 2 CE Credits
Wednesday, September 25, 2024
2 CE Course For Realtors – Understand the divorce space and how it intersects with real estate and mortgage financing.
Considering separation or divorce?
Stop reacting, start planning.
We guide you through the complex process of homeownership through divorce.
What might be a legal option might not always be a mortgage option! We understand both. While untangling your existing assets is part of the divorce process, we ensure your future goals stay top of mind.
We help divorcing couples avoid costly mistakes.
We help you during separation negotiations to make informed decisions around remaining in homeownership, whether keeping your marital home or purchasing a new one.
We partner with your divorce team to ensure the best outcome.
Working in tandem with your attorney, tax professional, mediator, and others, we help ensure both parties emerge with the best possible outcome–not only for the moment but also for the future.
We leverage our lender expertise to see and meet your different needs.
We know your lending options and the ever-changing mortgage landscape, and we proactively guide you as you make decisions throughout the divorce process.
Entering into or guiding someone through the divorce process?
We’re here to help.